Methodology & Sources
Every Saldora figure is computed from published statutory rules โ not a flat guess. Here is exactly which tax year we model, when the rules take effect, and the authoritative sources behind each country.
Tax year 2026
Rules effective as of 2026-01-01.
12 countries, each modelled
Income tax, social security, employer cost and special regimes.
Figures reflect statutory 2026 rules effective as of 2026-01-01. Results are estimates for typical cases and may differ from an individual's exact position (reliefs, regional variations, personal circumstances). Not tax advice.
Sources by country
Bulgaria
EUR- NRA / ะะะ (nap.bg) โ income tax
- NSSI / ะะะ (noi.bg) โ social security
- NHIF / ะะะะ (nhif.bg) โ health contributions
Switzerland
CHF- ESTV โ Tarife fรผr die direkte Bundessteuer 2026
- ESTV Kantonsblatt Zรผrich / Zug (ยง 35 StG) โ cantonal income tax tariffs
- ESTV / EY โ Swiss social insurance contribution rates 2026 (AHV/IV/EO, ALV, BVG)
- Cantonal & communal tax multipliers (Steuerfรผsse) 2026
Germany
EUR- BMF (bundesfinanzministerium.de) โ ยง32a EStG income tax formula
- Deutsche Rentenversicherung / GKV โ social security rates & ceilings
- PwC Germany Tax Summary (taxsummaries.pwc.com)
Spain
EUR- AEAT โ Agencia Tributaria (agenciatributaria.es) โ IRPF
- Seguridad Social (seg-social.es) โ contributions
- PwC Spain Tax Summary (taxsummaries.pwc.com)
France
EUR- impots.gouv.fr / service-public.fr โ barรจme IR 2026 (revenus 2025), loi de finances 2026
- service-public.fr โ quotient familial (plafond 1 807 โฌ/demi-part), dรฉcote 2026, abattement 10 %
- URSSAF / legisocial โ cotisations salariales 2026, PASS 48 060 โฌ, CSG 9,20 % + CRDS 0,50 %
- URSSAF โ micro-entrepreneur 2026 : BNC 25,6 % (dรฉcret 2025-943), abattement micro-fiscal 34 %
United Kingdom
GBP- HMRC โ Rates and thresholds for employers 2025 to 2026 (gov.uk)
- GOV.UK โ Income Tax rates and Personal Allowance
- GOV.UK โ Self-employed National Insurance rates (Class 4)
- GOV.UK โ VAT registration thresholds
Greece
EUR- AADE (aade.gr) โ income tax brackets
- e-EFKA (efka.gov.gr) โ social security contributions
- Law 5246/2025 โ 2026 tax reform
- PwC Greece Tax Summary (taxsummaries.pwc.com)
Ireland
EUR- Revenue (revenue.ie) โ income tax, tax credits, USC
- Dept. of Social Protection SW14 โ PRSI 2026 rates
- Budget 2026 (gov.ie / citizensinformation.ie)
- PwC Ireland Tax Summary (taxsummaries.pwc.com)
Italy
EUR- Agenzia delle Entrate โ IRPEF rates & detrazioni (art. 13 TUIR)
- Legge di Bilancio 2026 (L. 199/2025) โ IRPEF brackets & cuneo fiscale
- Agenzia delle Entrate circ. 4/2025 โ somma integrativa & ulteriore detrazione
- INPS โ 2026 employee (9.19%) and Gestione Separata (26.07%) contribution rates
Netherlands
EUR- Belastingdienst (belastingdienst.nl) โ income tax rates & credits
- SVB (svb.nl) โ national insurance (volksverzekeringen)
- UWV (uwv.nl) โ employee insurance
Poland
PLN- podatki.gov.pl โ PIT scale 12%/32%, kwota wolna PLN 30,000, koszty PLN 250/month (2026)
- zus.pl โ employee ZUS 13.71%, pension/disability cap PLN 282,600, health 9% (2026)
- zus.pl โ entrepreneur 'duลผy ZUS' base PLN 5,652.60 โ PLN 1,926.76/month (2026)
- JDG health 2026 โ skala 9%, liniowy 4.9% (deductible โค PLN 14,100), ryczaลt tiered
Portugal
EUR- AT โ Autoridade Tributรกria (portaldasfinancas.gov.pt) โ IRS
- Seguranรงa Social (seg-social.pt) โ contributions
- PwC Portugal Tax Summary (taxsummaries.pwc.com)
Currency reference rates
Indicative reference rates used only to rank different-currency results in /compare. Each result also carries its native-currency figures and the fxRate applied. As of 2026-01-01.
| Currency | Per 1 EUR |
|---|---|
| EUR | 1 |
| GBP | 0.84 |
| CHF | 0.94 |
| PLN | 4.25 |
| SEK | 11.3 |
| DKK | 7.46 |
| NOK | 11.7 |
| CZK | 25.2 |
| HUF | 395 |
| RON | 4.97 |
| USD | 1.08 |
These calculations are estimates for typical cases and may differ from an individual's exact position (personal reliefs, regional variations, collective agreements). They are not tax advice โ for decisions, consult a qualified professional.