Greece Salary Calculator
Greece rewrote its income-tax scale for 2026 under Law 5246/2025. Rates fell by about two points in the middle brackets, a new 39% band was inserted between €40,000 and €60,000, and the top 44% rate — which used to begin at €40,000 — now starts at €60,000. Greece has no tax-free threshold at all: the relief comes as a credit subtracted from the tax you owe, which is why an allowance-based estimate gets Greek net pay wrong at the bottom of the scale. Salaries are paid over 14 instalments, and employees contribute 13.37% to EFKA.
Example: €30,000 gross in Greece
A 14-payment employee salary, 2026 rates — computed by the Saldora API.
Net annual
€22,029
Net monthly
€1,574
Income tax
€3,960
Effective rate
26.6%
How salary tax works in Greece
- Income tax 2026: 9% to €10k, 20%, 26%, 34%, then a new 39% band from €40k and 44% only above €60k
- No tax-free allowance — a credit of €777 instead, rising to €810, €900 and €1,120 with one, two and three children
- EFKA 13.37% employee share: 6.67% main pension, 3.25% supplementary, 2.05% healthcare, 1.40% unemployment
- EFKA stops at €7,761.94 of monthly salary, so contributions flatten out above roughly €93,000 a year
- Under 25: the first €20,000 is taxed at 0%. Ages 26–30 pay just 9% on the €10k–€20k band
- Four or more dependent children zeroes both of the first two brackets, whatever your age
- Paid in 14 instalments; the employer adds 21.79% on top of gross
Greek freelancers do not pay a percentage of profit to EFKA — they pick a contribution category for the year by 31 January and pay a fixed monthly amount, from €250.77 in category 1 up to €675.87 in category 6. New professionals pay a reduced €150.46 for their first five years. Because the amount is fixed, the effective rate falls sharply as revenue rises, and choosing a low category to save money now buys a smaller pension later. From the second year of trading a tax prepayment of 55% is also due against next year's bill.
Greece salary tax — frequently asked questions
How much tax will I pay on a salary in Greece?
Income tax runs from 9% to 44% across six bands, and EFKA takes 13.37% of gross before tax is calculated. On a €30,000 salary the combined effective rate is around 27%. The exact figure depends on your children and your age, both of which change the rate applied to individual bands rather than granting a separate allowance.
Why does Greece use a tax credit instead of a tax-free allowance?
Because the relief is targeted rather than universal. There is no band on which everyone pays nothing; instead the computed tax is reduced by €777 for a taxpayer with no children, and that credit tapers away by €20 for every €1,000 of taxable income above €12,000. A calculator that models Greece as having a tax-free threshold will overstate net pay for low earners and understate it for high ones.
What exactly is the EFKA rate for 2026?
13.37% on the employee side and 21.79% on the employer's — 35.16% in total. Note that many published tables still show 13.87% and 22.29%: the healthcare branch was cut by a full percentage point with effect from 1 January 2025, so both older figures are half a point too high. Contributions stop above €7,761.94 of monthly salary.
I'm under 30 — do I pay less tax in Greece?
Considerably less. If you are 25 or under, the whole first €20,000 of income is taxed at 0%. From 26 to 30 the €10,000–€20,000 band is charged at 9% instead of 20%. The relief stops at €20,000, so it does not reach the higher bands. Enter your age in the calculator and it is applied automatically; leave it blank and you are treated as an adult with no youth relief.
Does having children change my Greek tax?
Yes, in two separate ways, and the second surprises people. The tax credit rises with each child. Separately, the rate on the €10,000–€20,000 and €20,000–€30,000 bands falls as the number of children rises — and with four or more dependent children the first two bands are zero-rated entirely, so no tax at all is due below €20,000. Where the youth and family reliefs overlap, the more favourable one applies.
Can it calculate freelancer (self-employed) tax in Greece?
Yes. Switch to Freelancer to model revenue and deductible expenses, the fixed EFKA category you have chosen, the 55% tax prepayment that starts in your second year, and VAT at 24%. The same six income-tax bands apply to profit as to a salary.
Building a product? Use the Saldora API
The same net-salary & tax calculations for 15 European countries in one REST call — employees & freelancers, employer cost, special regimes, and multi-country compare. Perfect for HR, payroll, relocation and fintech tools.
Explore the APICalculate salary in other countries
Estimates based on publicly available 2026 tax rules for Greece. For informational purposes only — not tax advice. Consult a qualified tax advisor for your specific situation.